Micro, Nano and digital microfinance or digital loans are now a trend, on daily bases I’m discussing various models and implementations with a bunch of potential players who want to step-in this new business stream.
Over these quick interactions I found it useful to write a quick handy guide for those who want to have a flavor on how such systems and solutions are designed and it how a logical brain to score and rate the trustworthy customers should behave.
If a decision is taken to publish a second part of this paper, it will focus on how technically the scoring business is developed and trained and how to comply with Islamic microfinance rules and guidelines as the two main pillars for this potential paper.