The banking world is transforming rapidly, and at the heart of this transformation lies one undeniable truth: the future of banking is digital-first, customer-centric, and experience-driven. In “FutureBank: A New Blueprint for Digital-First Banking”, we explore what the next generation of banking could look like—and what it should look like. This is not just a …
Category Archives: Payment
Payment System Resilience…
In 2020, the Bank of International Settlement (BIS) published guidelines for central banks and included discussion of core banking features.Payment System Resilience was one of the top required features as per the guidelines, So …What is payment system resilience and what are the possible ways to achieve this? I hope that this document will give …
Super App Strategy – Full book
In conclusion, this document on Super App applications is the result of a collaborative effort of combined expertise. It is important to note that there are multiple design approaches to Super Apps that cannot be fully encapsulated in a book, and that this document is not the optimal solution. Rather, it is an attempt to …
Whitepaper: Microfinance and digital loans overview
Micro, Nano and digital microfinance or digital loans are now a trend, on daily bases I’m discussing various models and implementations with a bunch of potential players who want to step-in this new business stream. Over these quick interactions I found it useful to write a quick handy guide for those who want to have …
Continue reading “Whitepaper: Microfinance and digital loans overview”
رحلة الحج لعام 2016 ميلادية1437 هجرية
يا حجاج بيت الله هنيئا لكم وتقبل الله سعيكم وغفر ذنبكم، هذه خواطر عن رحلة الحج وتلميحات عن تجربة فعلية علها تكون سببا في التيسير عليكم بإذن الله. أسأل اللهم أن يتقبل منكم وأسالكم الدعاء لي وللوالدين بالرحمة ولجميع المسلمين. فريضة الحج قد تؤدي كحج مفرد، قارن أو متمتع وفي الكتيب الموجود بآخر الموضوع تفصيل …
Mobile payment, some fraud thoughts!
Like10 to15 years ago people used public coin phone booths to do their important calls on the go, on a daily bases it was familiar to see waiting line in front of the cabinet waiting for their turn. Coin phones, Even though calls was clearly cheap, it was common to see some metal circles simulates …
How to build the worst payment system in 10 steps! [Part2]
Building a reliable and robust mobile payment system is always a challenge,it requires good analysis from business, marketing and technical teams together to deliver a simple, secure and convenient system to the end users. On the other side there are some trivial mistakes some people do, and this quick guide list some hints to help …
Continue reading “How to build the worst payment system in 10 steps! [Part2]”
How to build the worst payment system in 10 steps!
During my journey with mobile payments and payment gateways, I was lucky to see and evaluate multiple payment solutions and systems.I have seen a lot of amazing and well designed systems and was also lucky to see some other systems that scored very law on my evaluation charts. And guess that most of them disappeared …
Continue reading “How to build the worst payment system in 10 steps!”
Mobile Payment, Apple pay Et tu, Brute?
Few days ago the giant smart phone manufacturer Apple announced its new payment product ‘Apple pay’ and finally iPhone will come with NFC port in a step that all the world identified as very late step from Apple side! Apart form the new introduced techniques, the added security value and the new payment experience, the …
Mobile payment, the dark side of the moon!
In our recent post Saving the titanic we went through possible benefits of mobile payment and its capabilities and tracking options of this new revolutionary services. It was not possible to go through such capabilities without touching the most critical term Privacy! Currently digitizing consumer life is always suspected and accused, with multiple cases and …
Continue reading “Mobile payment, the dark side of the moon!”