In today’s digital world, the demand for super apps is on the rise. These all-in-one platforms offer a wide range of services to users, from social networking and e-commerce to financial services and ride-hailing. They have become an essential part of our daily lives, providing convenience, efficiency, and simplicity in one place. However, designing a …
Author Archives: khaled.sayed
Whitepaper: Microfinance and digital loans overview
Micro, Nano and digital microfinance or digital loans are now a trend, on daily bases I’m discussing various models and implementations with a bunch of potential players who want to step-in this new business stream. Over these quick interactions I found it useful to write a quick handy guide for those who want to have …
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رحلة الحج لعام 2016 ميلادية1437 هجرية
يا حجاج بيت الله هنيئا لكم وتقبل الله سعيكم وغفر ذنبكم، هذه خواطر عن رحلة الحج وتلميحات عن تجربة فعلية علها تكون سببا في التيسير عليكم بإذن الله. أسأل اللهم أن يتقبل منكم وأسالكم الدعاء لي وللوالدين بالرحمة ولجميع المسلمين. فريضة الحج قد تؤدي كحج مفرد، قارن أو متمتع وفي الكتيب الموجود بآخر الموضوع تفصيل …
QuLine, cloud based queue management system
Competing in today’s market is a continued challenge, customers satisfaction is not an easy task, and little or even minor change may cause a big effect in the advantage of your competitor. A 1992 study (Romsey) found that a majority of customers would change to another retailer just to experience shorter checkout queues. And research …
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Mobile payment, some fraud thoughts!
Like10 to15 years ago people used public coin phone booths to do their important calls on the go, on a daily bases it was familiar to see waiting line in front of the cabinet waiting for their turn. Coin phones, Even though calls was clearly cheap, it was common to see some metal circles simulates …
How to build the worst payment system in 10 steps! [Part2]
Building a reliable and robust mobile payment system is always a challenge,it requires good analysis from business, marketing and technical teams together to deliver a simple, secure and convenient system to the end users. On the other side there are some trivial mistakes some people do, and this quick guide list some hints to help …
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How to build the worst payment system in 10 steps!
During my journey with mobile payments and payment gateways, I was lucky to see and evaluate multiple payment solutions and systems.I have seen a lot of amazing and well designed systems and was also lucky to see some other systems that scored very law on my evaluation charts. And guess that most of them disappeared …
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Mobile Payment, Apple pay Et tu, Brute?
Few days ago the giant smart phone manufacturer Apple announced its new payment product ‘Apple pay’ and finally iPhone will come with NFC port in a step that all the world identified as very late step from Apple side! Apart form the new introduced techniques, the added security value and the new payment experience, the …
Mobile payment, the dark side of the moon!
In our recent post Saving the titanic we went through possible benefits of mobile payment and its capabilities and tracking options of this new revolutionary services. It was not possible to go through such capabilities without touching the most critical term Privacy! Currently digitizing consumer life is always suspected and accused, with multiple cases and …
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Mobile Payment, and here comes loyalty!
Through our previous article Cash-In the passion fruit we explored how Cash-in can be a pain to any new mobile payment installation, and in the previous Saving the titanic article we explored some potential benefits for mobile payment. We will carry on here to explore hidden benefits and values in mobile payment, and why we …