Banks

07-Market place

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Throughout the previous modules and components, our goal was to pave the way for a successful ecosystem market place. In essence, the market place was the end goal that we were building towards through all our previous efforts. The market place is the primary customer-facing product that will attract users to our ecosystem and encourage … Read more

06-Channels

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In a super-app ecosystem, channels refer to all available portals and interfaces that are published for customers, partners, and internal teams to access the ecosystem’s functionalities. This includes applications and interfaces that are designed for customers, as well as web portals that are available for partners and business entities to manage their business with additional … Read more

04-Service

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To maintain a dynamic design, a service module is built to complement the account concept, thinking about service as the same way we trade on a daily basis. Paying at a POS machine moves funds from our card account to the merchant’s linked bank account, while paying money to friends involves cash flowing from our … Read more

02-Ecosystem

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In this book, we aim to present our vision for the new super-app era. We believe that the future of super-apps lies in creating a complete ecosystem that leverages the power of AI and new analysis tools to seamlessly link all integrated services. This ecosystem will enable the delivery of a rich and enhanced end-user … Read more

How to build the worst payment system in 10 steps! [Part2]

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How to build the worst payment system in 10 steps!Building a reliable and robust mobile payment system is always a challenge,it requires good analysis from business, marketing and technical teams together to deliver a simple, secure and convenient system to the end users. On the other side there are some trivial mistakes some people do, and this quick guide list some hints to help you to avoid making such mistakes unless your target is to build a system to fail!

This article is Part2 and you are advised to check Part1 to get a clear idea on how the article is listed.

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How to build the worst payment system in 10 steps!

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During my journey with mobile payments and payment gateways, I was lucky to see and evaluate multiple payment solutions and systems.I have seen a lot of amazing and well designed systems and was also lucky to see some other systems that scored very law on my evaluation charts. And guess that most of them disappeared now and failed as expected!
Worst mobile payment systemWithin this series I will list the most critical points I used in my evaluation as guide line for any one wants to build a system to fail, and it worth mentioning that you can use the below tips on your own risk with no liability on the author![Hint] I will add some comments after each tip for explanation.

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Mobile Payment, Apple pay Et tu, Brute?

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Few days ago the giant smart phone manufacturer Apple announced its new payment product ‘Apple pay’ and finally iPhone will come with NFC port in a step that all the world identified as very late step from Apple side!

Apply pay

Apart form the new introduced techniques, the added security value and the new payment experience, the announced product did not add any new value or proposition to the mobile payment industry.

 

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Mobile Payment, MNO VS Banks an endless dilemma

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One of the most repeated questions when a mobile payment discussion starts, who will won at the end in this newly invented war Banks VS MNO -Mobile Network Operator-? On a very personal thoughts, I can’t see a link or even a symptom of war, both players are enriching the game and their targets are … Read more

Bitcoin explained in nutshell

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As an internet user you should be familiar with the open source term. Open source OS, office tools, graphic software or utility software. Open source as a development model promotes: Universal access via free license to a product’s design or blueprint Universal redistribution of that design or blueprint, including subsequent improvements to it by anyone … Read more